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Understanding the VA Certificate of Eligibility for Your Home Loan

What Is a VA Certificate of Eligibility and Why Does It Matter? If you are a veteran, active-duty service member, or military family looking into a VA home loan, the first official step involves a document called the certificate of eligibility. This document, often shortened to COE, is what tells a lender that you qualify for the VA loan program. Without it, the process cannot move forward. Many people find the name a bit formal, but the concept is straightforward: it is p

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